The Red Tide Deluxe plan is our best travel insurance plan with the most coverages, global travel assistance and access to 24/7 emergency travel assistance services.

Trip Cancellation: Up to 100% Insured Trip Cost*

Reimburses nonrefundable, Unused payments or deposits if you must cancel your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or business partner, or for other covered reasons. Maximum of $150,000.

Trip Interruption: Up to 150% Insured Trip Cost*

Reimburses nonrefundable, Unused payments or deposits if you must interrupt your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons. Maximum of $225,000

Trip Exchange: Up to 50% Insured Trip Cost

Reimburses up to the Maximum Limit shown on the Schedule of Benefits for the difference between the Trip Cost on the original reservation and the Trip Cost on the new reservation in the event an Insured needs to change their Trip dates due to one of the Unforeseen events shown in Trip Cancellation. Maximum of $75,000.

Trip Interruption – Return Transportation Only: Up to $1,000

Reimburses the additional Transportation expenses incurred by you to reach the return destination if your Trip is interrupted by one of the Unforeseen events shown in the Trip Interruption section.

Trip Saver: Up to $2,500

Reimburses up to $2,500 for meals, hotels and additional transportation if the Insured must begin their Trip sooner than the originally scheduled Departure Date because of certain Common Carrier changes due to Inclement Weather.

Trip Delay: Up to $1,000

Reimburses up to $200 per day for Reasonable Additional Expenses until travel becomes possible if your Trip is delayed for more than 5 hours due to covered reasons.

Missed Connection: Up to $1,000

Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay to your point of departure of regularly scheduled airline flights for three or more hours. Does not apply if you do not leave adequate time between connecting flights.

Baggage Coverage: Up to $2,500

Reimburses you if your luggage is lost, damaged, or stolen while on your trip. Coverage is Primary.

Baggage Delay: Up to $500

Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.

Travel Medical Expense/Dental Expense: Up to $100,000/$500

Travel Medical Expense pays for medical expenses incurred due to a Sickness or injury that happens while on a Trip. A $500 sub-limit applies for dental expenses.

Emergency Evacuation and Repatriation of Remains: Up to $1,000,000

Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility, home in the event of death or if medically required, or to a hospital of your choice if you are medically able to travel there.

Accidental Death & Dismemberment: Up to $30,000

Pays for loss of life and limb if it occurs within 365 days of an accident during your Trip.

Flight Guard: $100,000***

Coverage for accidental death or dismemberment that occurs when traveling on, boarding or alighting from a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule of Benefits.

Security Evacuation: Up to $100,000

Coverage for security evacuation, Trip Cancellation or Trip Interruption due to a riot or civil disorder.

Travel Inconvenience Benefits: $750 (aggregate), $250 limit per coverage

Reimburses up to the Maximum Limit shown on the Schedule of Benefits if any of the following Unforeseen events occur: Closed Attractions, Missing Work, Flight Delay, Flight Cancellation, Runway Delay, Cruise Diversion, River Cruise Diversion, Flight Diversion, Rental Vehicle Breakdown, Bed Rest, Hotel Infestation, Hotel Construction, Baggage Delay (24 HRS), Trip Delay (12 HRS), Rental Home Lockout (3 HRS), Credit/Debit Card Cancelled.

Ancillary Evacuation Benefits: Up to $5,000

Includes: Return Transportation, Return of Children, Bedside Visit, Bedside Traveling Companion, Baggage Return

*For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase.

The Red Tide Preferred plan is a comprehensive travel plan with superb coverage and service from start to finish.

Trip Cancellation: Up to 100% Insured Trip Cost*

Reimburses nonrefundable, Unused payments or deposits if you must cancel your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or business partner, or for other covered reasons. Maximum of $150,000.
Trip Interruption: Up to 150% Insured Trip Cost*

Reimburses nonrefundable, Unused payments or deposits if you must interrupt your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons. Maximum of $225,000

Trip Exchange: Up to 50% Insured Trip Cost

Reimburses up to the Maximum Limit shown on the Schedule of Benefits for the difference between the Trip Cost on the original reservation and the Trip Cost on the new reservation in the event an Insured needs to change their Trip dates due to one of the Unforeseen events shown in Trip Cancellation. Maximum of $75,000.

Trip Interruption – Return Transportation Only: Up to $1,000

Reimburses the additional Transportation expenses incurred by you to reach the return destination if your Trip is interrupted by one of the Unforeseen events shown in the Trip Interruption section.

Trip Saver: Up to $2,500

Reimburses up to $2,500 for meals, hotels and additional transportation if the Insured must begin their Trip sooner than the originally scheduled Departure Date because of certain Common Carrier changes due to Inclement Weather.

Trip Delay: Up to $1,000

Reimburses up to $200 per day for Reasonable Additional Expenses until travel becomes possible if your Trip is delayed for more than 5 hours due to covered reasons.

Missed Connection: Up to $1,000

Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay to your point of departure of regularly scheduled airline flights for three or more hours. Does not apply if you do not leave adequate time between connecting flights.

Baggage Coverage: Up to $2,500

Reimburses you if your luggage is lost, damaged, or stolen while on your trip. Coverage is Primary.

Baggage Delay: Up to $500

Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.

Travel Medical Expense/Dental Expense: Up to $100,000/$500

Travel Medical Expense pays for medical expenses incurred due to a Sickness or injury that happens while on a Trip. A $500 sub-limit applies for dental expenses.

Emergency Evacuation and Repatriation of Remains: Up to $1,000,000

Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility, home in the event of death or if medically required, or to a hospital of your choice if you are medically able to travel there.

Accidental Death & Dismemberment: Up to $30,000

Pays for loss of life and limb if it occurs within 365 days of an accident during your Trip.

Flight Guard: $100,000***

Coverage for accidental death or dismemberment that occurs when traveling on, boarding or alighting from a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule of Benefits.

Security Evacuation: Up to $100,000

Coverage for security evacuation and Trip Cancellation or Trip Interruption due to a riot or civil disorder.

Travel Inconvenience Benefits: $750 (aggregate), $250 limit per coverage

Reimburses up to the Maximum Limit shown on the Schedule of Benefits if any of the following Unforeseen events occur: Closed Attractions, Missing Work, Flight Delay, Flight Cancellation, Runway Delay, Cruise Diversion, River Cruise Diversion, Flight Diversion, Rental Vehicle Breakdown, Bed Rest, Hotel Infestation, Hotel Construction, Baggage Delay (24 HRS), Trip Delay (12 HRS), Rental Home Lockout (3 HRS), Credit/Debit Card Cancelled.

Ancillary Evacuation Benefits: Up to $5,000

Includes: Return Transportation, Return of Children, Bedside Visit, Bedside Traveling Companion, Baggage Return

*For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase.

The Red Tide Essential plan is great coverage for the budget minded traveler.

Trip Cancellation: Up to 100% Insured Trip Cost*

Reimburses nonrefundable, Unused payments or deposits if you must cancel your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons. Maximum of $100,000.

Trip Interruption: Up to 100% Insured Trip Cost*

Reimburses nonrefundable, Unused payments or deposits if you must interrupt your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons. Maximum of $100,000

Trip Interruption – Return Transportation Only: Up to $500

Reimburses the additional Transportation expenses incurred by you to reach the Return Destination if your Trip is interrupted by one of the Unforeseen events shown in the Policy Trip Interruption section.
Trip Delay: Up to $500

Reimburses up to $100 per day for Reasonable Additional Expenses until travel becomes possible if your Trip is delayed for more than 12 hours due to covered reasons.

Baggage Coverage: Up to $750

Reimburses you if your luggage is lost, damaged, or stolen while on your Trip. Coverage is secondary.

Baggage Delay: Up to $200

Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.

Travel Medical Expense/Dental Expense: Up to $15,000/$500

Travel Medical Expense pays for medical expenses incurred due to a Sickness or Injury that happens while on a Trip. A $500 sub-limit applies for dental expenses.

Emergency Evacuation and Repatriation of Remains: Up to $150,000

Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility or home in the event of death or if medically required.

Accidental Death & Dismemberment: Up to $30,000

Pays for loss of life and limb if it occurs within 365 days of an accident during your Trip.

*For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase.